Rates

/Rates
Rates2022-07-07T22:02:47+00:00

All Rates Effective: 7-1-2022
*First Choice Credit Union’s, as low as, interest rates are quoted below. Actual rates may vary for the listed collateral/ loan term, depending on applicants membership eligibility, credit history, year of vehicle, and/or down payment, if applicable. Speak with one of our loan officers today, for more information.

**84 month loan available only on brand new vehicles purchased through a dealership.

Loan Type Approximate Term (Months) Annual Percentage Rate (APR) Monthly Payment per $1,000 Borrowed
 Vehicles – Cars, Trucks, and Motorcycles *
84**
3.64%
 $13.50
72
3.39%
$15.37
60
3.14%
$18.03
48
2.99%
$22.13
up to 36
2.74%
$28.97 (36 months)
Other Secured Items * – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraft.
72
4.39%
$15.82
60
4.14%
$18.48
48
3.99%
$22.57
up to 36
3.74%
$29.41 (36 months)
Visa – 21 Day Grace Period
12.90%
Kwik Cash – open ended
13.00%
Unsecured Loan ($1000 and Over)
12
14.00%
$89.81
Unsecured Loan (Under $1000)
12
15.00%
$90.28
Real Estate Mortgages
1st Mortgage Rates
Call Mandy for Rates & Terms
2nd Mortgage Rates
Call Mandy for Rates & Terms
Mobile Home With Land
Call Mandy for Rates & Terms

 

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