Rates

/Rates
Rates2019-04-02T19:18:52+00:00

All Rates Effective: 1-1-19
*First Choice Credit Union’s, as low as, interest rates are quoted below. Actual rates may vary for the listed collateral/ loan term, depending on applicants membership eligibility, credit history, year of vehicle, and/or down payment, if applicable. Speak with one of our loan officers today, for more information.

Loan Type Approximate Term (Months) Annual Percentage Rate (APR) Monthly Payment per $1,000 Borrowed
Vehicles – Cars, Trucks, and Motorcycles *
72
3.89%
$15.60
60
3.64%
$18.26
48
3.39%
$22.31
up to 36
3.14%
$29.14 (36 months)
Other Secured Items * – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraft.
72
4.89%
$16.06
60
4.64%
$18.71
48
4.49%
$22.80
up to 36
4.14%
$29.59 (36 months)
Visa – 21 Day Grace Period
12.90%
Kwik Cash – open ended
13.00%
Unsecured Loan ($1000 and Over)
12
14.00%
$89.81
Unsecured Loan (Under $1000)
12
15.00%
$90.28
Real Estate Mortgages
1st Mortgage Rates
Call Mandy for Rates & Terms
2nd Mortgage Rates
Call Mandy for Rates & Terms
Mobile Home With Land (2016 – 2018)
Call Mandy for Rates & Terms
Mobile Home With Land (2015 and older)
Call Mandy for Rates & Terms

 

Loans with multiple items used for collateral and loans with unsecured funds over $1000 will use blended rate sheet.

 

NCUA  Equal Housing Opportunity