All Rates Effective: 1-1-19
*First Choice Credit Union’s, as low as, interest rates are quoted below. Actual rates may vary for the listed collateral/ loan term, depending on applicants membership eligibility, credit history, year of vehicle, and/or down payment, if applicable. Speak with one of our loan officers today, for more information.
| Loan Type | Approximate Term (Months) | Annual Percentage Rate (APR) | Monthly Payment per $1,000 Borrowed | |
|
Vehicles – Cars, Trucks, and Motorcycles *
|
72
|
3.89%
|
$15.60
|
|
|
60
|
3.64%
|
$18.26
|
||
|
48
|
3.39%
|
$22.31
|
||
|
up to 36
|
3.14%
|
$29.14 (36 months)
|
||
|
Other Secured Items * – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraft.
|
72
|
4.89%
|
$16.06
|
|
|
60
|
4.64%
|
$18.71
|
||
|
48
|
4.49%
|
$22.80
|
||
|
up to 36
|
4.14%
|
$29.59 (36 months)
|
||
|
Visa – 21 Day Grace Period
|
12.90%
|
|||
|
Kwik Cash – open ended
|
13.00%
|
|||
|
Unsecured Loan ($1000 and Over)
|
12
|
14.00%
|
$89.81
|
|
|
Unsecured Loan (Under $1000)
|
12
|
15.00%
|
$90.28
|
|
| Real Estate Mortgages | ||||
|
1st Mortgage Rates
|
Call Mandy for Rates & Terms
|
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|
2nd Mortgage Rates
|
Call Mandy for Rates & Terms
|
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|
Mobile Home With Land (2016 – 2018)
|
Call Mandy for Rates & Terms
|
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|
Mobile Home With Land (2015 and older)
|
Call Mandy for Rates & Terms
|
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Loans with multiple items used for collateral and loans with unsecured funds over $1000 will use blended rate sheet.
