 |
Deposit Accounts
 Regular
Share (Savings)
- Free ATM card available
- Dividends are paid on balances over $50.00
- Dividends are paid quarterly.
- Can deposit or withdraw funds at any time
- NCUA Insured To $100,000.00
- $5.00 minimum opening balance
- NO COST Life insurance on savings up to $4,000.00
(Certain Restrictions Apply)
Bright
Beginnings (for children up to age 19)
- No minimum balance required
- Dividends paid on full balance
- Dividends paid quarterly
- Funds can be deposited or withdrawn at any time
- Cash incentives for good grades
- Birthday card with monetary gift
- Brass Magazine for teenagers
- A special interest rate
- Miscellaneous Activities
Share
Certificates
- First Choice offers a certificate program that helps you get
the most out of your money.
- Dividend rates are very competative with the market & pay
consistently higher rates than those of regular share (savings)
accounts.
- There is a penalty for early withdrawal.
- All certificates of $75,000.00 or greater are eligable for an
additional 1/8%.
Individual
Retirement Account (IRA) Certificates
- Your IRA with First Choice will earn a competitive dividend
rate compounded daily and paid quarterly.
- Deposits to your IRAs can be made by payroll deduction, regular
deposits, or in one single contribution.
- Rollover and transfer IRAs are always welcome.
- First Choice offers three IRA choices: Traditional IRA, Roth
IRA, and Education IRA.
- IRAs are insured separately to $250,000 by the National Credit
Union Administration (NCUA), a federal agency.
Christmas,
College and Vacation Clubs
If you like the idea of having a nest egg built up for Christmas
or a vacation, then these are the accounts for you. These accounts
pay dividends and there are no fees. Checks will automatically be
deposited to your share (savings) account the first week of November
for Chistmas or the first week of May for vacation each year, or
a check may be cut if you wish. College accounts can be opened to
help you save for your children's college education. There are restrictions
on these accounts. Check with a member services representative for
more information.
 Christmas
Club
- Dividends are paid to balances over $50.00
- Dividends are paid quarterly
- Can deposit at any time
- Accounts paid out the last week of October
- Saving Money For Christmas, What a Concept!
Vacation Club
- Dividends are paid to balances over $50.00
- Dividends are paid quarterly
- Can deposit funds at any time
- Accounts paid out the last week of October
- Go On Vacation for as little as $10 a week. Think about it,
$10 x 52 weeks = $520.00!
College Club
- Dividends are paid to balances over $50.00
- Dividends are paid quarterly
- Can deposit funds at any time
- Money must stay in the account until the student graduates or
turns 18 which ever occurs first
- Start saving for your child's college expenses.
|
|
