All Rates Effective: 05-21-2026
*First Choice Credit Union’s, as low as, interest rates are quoted below. Actual rates may vary for the listed collateral/ loan term, depending on applicants’ membership eligibility, credit history, year of vehicle, and/or down payment, if applicable. Speak with one of our loan officers today, for more information.
**84 Month loans only available on Brand New DEALERSHIP vehicle purchases ONLY- 650 CREDIT SCORE OR HIGHER ONLY
Loan Type |
Approximate Term (Months) |
Annual Percentage Rate (APR) |
Monthly Payment per $1,000 Borrowed |
|
|
Vehicles – Cars, Trucks, and Motorcycles *
|
84**
|
5.29% |
$14.27
|
|
|
|
72
|
4.59%
|
$15.92
|
|
|
60
|
4.29%
|
$18.55
|
||
|
48
|
4.09%
|
$22.62
|
||
|
up to 36
|
3.99%
|
$29.52 (36 months)
|
||
|
|
|
|
||
| Other Secured Items * – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraft |
72
|
6.29%
|
$16.71
|
|
|
60
|
5.99%
|
$19.33
|
||
|
48
|
5.79%
|
$23.39
|
||
|
up to 36
|
5.69%
|
$30.28 (36 months)
|
||
|
Visa – 21 Day Grace Period
|
|
12.90%
|
|
|
|
Kwik Cash – open ended
|
|
13.00%
|
|
|
|
Unsecured Loan ($1000 and Over)
|
12
|
14.00%
|
$89.81
|
|
|
Unsecured Loan (Under $1000)
|
12
|
15.00%
|
$90.28
|
|
| Real Estate Mortgages | ||||
|
1st Mortgage Rates
|
Call Mandy for Rates & Terms
|
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|
2nd Mortgage Rates
|
Call Mandy for Rates & Terms
|
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|
Mobile Home With Land
|
Call Mandy for Rates & Terms
|
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