All Rates Effective: 07-01-2025
*First Choice Credit Union’s, as low as, interest rates are quoted below. Actual rates may vary for the listed collateral/ loan term, depending on applicants’ membership eligibility, credit history, year of vehicle, and/or down payment, if applicable. Speak with one of our loan officers today, for more information.

**84 month loan available only on brand new vehicles purchased through a dealership.

Check out our Loan Calculators.

Loan Type

Approximate Term (Months)

Annual Percentage Rate (APR)

Monthly Payment per $1,000 Borrowed

Vehicles – Cars, Trucks, and Motorcycles *
84**
5.24%
$14.25
72
4.99%
$16.10
60
4.95%
$18.85
48
4.75%
$22.92
up to 36
4.65%
$29.82 (36 months)
Other Secured Items * – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraft
72
5.99%
$16.57
60
5.95%
$19.31
48
5.75%
$23.37
up to 36
5.65%
$30.27 (36 months)
Visa – 21 Day Grace Period
12.90%
Kwik Cash – open ended
13.00%
Unsecured Loan ($1000 and Over)
12
14.00%
$89.81
Unsecured Loan (Under $1000)
12
15.00%
$90.28
Real Estate Mortgages
1st Mortgage Rates
Call Mandy for Rates & Terms
2nd Mortgage Rates
Call Mandy for Rates & Terms
Mobile Home With Land
Call Mandy for Rates & Terms
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